Silver Ounce 2012 Good Luck - Ladybird, Coin from Niue - detailed information

Niue, a sovereign state in free association with New Zealand, uses two official legal tender currencies. The New Zealand Dollar is the circulation currency for daily transactions, while the government also authorises legal tender coins in the Niue Dollar currency for collector's purposes.

A number of mints issue a large variety of commemorative, bullion and collector coins under the authority of Niue. These coins are dedicated to historical or general popular culture themes not related to Niue itself. Many of them are in standard bullion sizes - typically, one ounce of silver (abbreviated as 1 oz Ag, where "Ag" comes from the Latin word for silver, Argentum). Many of these feature various animals.

This coin contains a "locket" insert, and is part of the Good Luck range by the Mint of Poland.

The mint says about it:
The reverse design of this Niue coin features the image of two colored ladybirds which have always been considered a symbol of good luck and fortune. As far as love is concerned, this lovely creature has become the subject of many legends according to which the number of spots on its back indicates the number of months to pass before the wish for love comes true. The upper part of the coin contains an insert made up of a transparent capsule with a tiny talisman in a shape of a ladybird to be always with you and bring luck in your life.